Finance and Transaction Advisory
From decision support at origination to deal closing and beyond, the Transaction Advisory Services practice supports its clients in navigating pre-transaction due diligence and post-transaction asset protection and value creation throughout the transaction lifecycle. We advise on all aspects of the investment cycle, employing an approach that focuses on value drivers and deal-breakers that are critical to investment decisions.
Finance and Transaction Advisory – Deepti Bhagtani & Associates In Vadodara
M&A Advisory Career Overview. Professional service firms can help organizations evaluate and navigate corporate transactions, with services that include business modeling, mergers and acquisitions (M&A), and valuations.
Combining market data with fundamental financial competencies, we support critical decision making with essential advice and information. We provide our clients with the information they need to make informed business decisions for buy- and sell-side transaction engagements, refinancing’s and other transaction types.
CMA Data as the Backbone of the Loan
CMA Data acts as the backbone of the loan as it provides lenders with a comprehensive understanding of the borrower’s financial position. It facilitates an in-depth evaluation of the borrower’s creditworthiness, enabling lenders to determine the feasibility and risk associated with granting a loan. By considering CMA Data, lenders can make well-informed decisions that balance the borrower’s needs and their own risk appetite.
Finance and Transaction Advisory – Deepti Bhagtani & Associates In Vadodara
Why do lenders rely on CMA Data?
Lenders rely on CMA Data due to its ability to provide a comprehensive overview of the borrower’s financial health. It helps lenders assess the borrower’s financial stability, cash flow patterns, profitability, and liquidity. This information allows lenders to evaluate the borrower’s ability to repay the loan, manage working capital requirements, and withstand potential financial challenges.
We help our clients measure, analyze, structure and report on a broad range of risks involved in the transaction and suggest measures to mitigate those risks.
With professionals with cross-functional expertise and experience across Accounting, Taxation, Company Secretarial Services, Law, Management and Engineering, you can be assured of the best advice and counsel that will help you to make informed strategic decisions and provide tailor-made recommendations on deal-related challenges which will add value beyond the deal.
Finance and Transaction Advisory – Deepti Bhagtani & Associates In Vadodara
Our Due Diligence services help investors or sellers of a business identify the financial, tax, business and sector-specific risks associated with a transaction. Effective due diligence is a must if parties are to be spared the enormous loss of time, money, and reputation from deals that fail to meet expectations.
We design an optimal transaction structure taking into account the potential taxation, regulatory and capital structuring issues, and handle any complexities that may occur during the execution of the transaction. We cover a broad range of transactions including entity formation, acquisitions, divestments and joint venture agreements.
We use our extensive experience in taxation, FEMA regulations and corporate laws to create efficient structuring alternatives and ensure that our clients maximize value while minimising risks.
At Deepti Bhagtani & Associates , we ensure that your company is operating in the most efficient manner, not merely from a tax point of view, but more importantly, from the overall business perspective. We provide complete support in business restructuring considering all taxation and other regulatory aspects.
Transaction Advisory Services
We provide a broad range of transaction advisory services in India to address the various complexities arising over the life cycle of a transaction.
Advising and assisting a client over the life cycle of a fund raising transaction (buy / sell side), including identifying opportunities in or outside India, evaluating their financial viability, negotiating terms, and documenting Definitive Agreements. Transactions may include the following:
- Private Equity Advisory Services including raising capital from Private Equity Funds
- Venture Capital Advisory Services including raising capital from Venture Capital Funds,
- Raising growth capital from Family Offices, High Net-worth Individuals, Financial Institutions, Sovereign Funds etc.
- Merger & Acquisitions / Joint Ventures
- Business Reconstruction.
- Enterprise and Equity Valuations as per globally accepted methodology (including for prescribed regulatory compliances under Income Tax Act, FEMA , et. al)
- Planning, Strategizing and Documenting Information Memorandums and Pitch Books
- Post Investment Due Diligence to assess financial discrepancies.
- Assisting and supporting the Investor for post-investment support including periodical financial reviews and assessments, strategic reviews, sectoral reports et al
- Planning, Strategizing and Documenting detailed Business Plans or feasibility studies for businesses including those at inception, growth phase, or under reconstruction.
- Assisting in reviewing and analyzing historical data of a business to extrapolate Financial Projections to assess the financial viability and sustainability of a business.
Types Of Business Loans
Working Capital Loan
Working capital loans are used by individuals, entrepreneurs, startups, and MSMEs to meet their daily business requirements and for various business expansion services, enhancing business cash flow, purchasing raw materials, addition in inventory/stock, paying salaries, hiring staff, etc.
Point-of-Sale (POS) Loans
POS Loans or Merchant Cash Advance is a mechanism in which a business owner running an enterprise pays a lump sum amount in advance to suppliers through his/her daily or future credit or debit card transactions. Several times, merchants of SMEs experience a short-term cash crunch. Hence, to reduce the liquidity crunch in the business, merchants opt for POS loans.
Letter of Credit
Letter of credit is a type of credit limit used majorly in trading businesses in which the bank or lender offers a funding guarantee to enterprises that deal in international trade. Letter of credit can be utilized for both import and export purposes by entrepreneurs.
Overdraft Facility
Overdraft facility is a funding type offered by a bank to its account holder to withdraw cash from his/her account even if the account balance is zero. The interest rate is charged only on the utilized amount from the sanctioned limit and on a daily basis.
Bill Discounting
Bill or Invoice Discounting is a funding facility in which the seller gets an amount in advance at discounted rates from the lender. This asks buyers to contribute in the form of interest rate in increasing the revenue of the financial institutions, in form of interest paid and from the monthly fee.
Term Loan
Term loan is a loan that is required to be repaid in regular payments over a set period of time. The term loan is categorized into short-term, intermediate-term and long-term loans. The repayment tenure of these two types ranges between 12 months to 5 years.
Loans under Govt. Schemes
The Government of India has initiated various loan schemes for individuals, MSMEs, women entrepreneurs, and other entities engaged in trading, services, and manufacturing sectors. The loans under government schemes are offered by various financial institutions, such as Private and Public Sector Banks, NBFCs, Regional Rural Banks (RRBs), Micro Finance Institutions (MFIs), Small Finance Banks (SFBs), etc.
Equipment Finance or Machinery Loan
The equipment finance or machinery loan is a funding option offered to the borrowers for them to purchase new equipment/machinery or to upgrade the existing one. Equipment finance is used mainly by large enterprises and enterprises engaged in the manufacturing sector.
The transaction advisor must ensure that all agreements reached are incorporated into all the financial, commercial and legal documentation, and must assist with drafting the necessary and related correspondence.
Financial advisory services consist of a team of qualified professionals that provide advice on how to manage money and assets efficiently. Financial advisory services can include a whole host of individuals such as certified financial planners, wealth managers, investment advisors, and certified public accountants.
Business advisory services can help you improve your efficiency and productivity by streamlining your processes, systems, and workflows. They can help you identify and eliminate waste, redundancy, and bottlenecks, and optimize your resources, time, and budget.